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    <title>Money &amp; Banking on Expat Japan</title>
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      <title>Credit Card Rejected in Japan: Why It Happens and What Actually Works</title>
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      <description>Getting rejected for a Japanese credit card as a foreigner is extremely common in the first year. Here&amp;#39;s exactly why it happens and which cards foreigners can actually get approved for.</description>
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      <title>How to Transfer Money Between Japanese Banks: A Foreigner&#39;s Guide</title>
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      <description>Domestic bank transfers in Japan (furikomi) work differently from most countries. Here&amp;#39;s how to send money between Japanese accounts, what it costs, and how to avoid common mistakes.</description>
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      <title>The True Cost of Your First Year in Japan: What Nobody Warns You About</title>
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      <description>Moving to Japan costs far more in year one than most budgets account for. Here&amp;#39;s the honest financial reality — from move-in costs and health insurance backpay to the residence tax shock that hits in year two.</description>
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