Expat Japan Guide

Furnishing Your First Japanese Apartment for Under ¥100,000 (2026)

Quick Answer Japanese apartments come completely empty — often without lights or curtains. Furnish a 1K for under ¥100,000: futon set ¥15,000 (skip the bed initially), fridge + washer secondhand ¥30,000, microwave ¥8,000, table + chair ¥10,000, curtains ¥5,000, lights ¥6,000, kitchen basics ¥10,000. The two goldmines: sayonara sales (Facebook groups) and recycle shops (Off House, Treasure Factory). Nobody warns you about the emptiness. Japanese apartments come with no fridge, no washing machine, no light fixtures — you sign the lease, open the door, and it’s a bare room with wires hanging from the ceiling. And after paying 5 months’ rent to move in, your furniture budget is whatever survived. ...

July 5, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

Guarantor Companies in Japan Explained: Costs, Screening, and How to Pass (2026)

Quick Answer A guarantor company (保証会社, hoshogaisha) guarantees your rent to the landlord so you don’t need a personal guarantor. Cost: 50–100% of one month’s rent upfront, plus ¥10,000–20,000/year renewal. Nearly all foreigners renting in Japan use one — landlords choose the company, you pay the fee, and screening takes 1–3 days. The apartment listing looks perfect. Then the agent explains you need a guarantor — a person in Japan who legally promises to pay your rent if you can’t. You’ve been in the country three weeks. You don’t know anyone who would sign that, and honestly, you wouldn’t ask them to. ...

July 5, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

Hidden Rental Fees in Japan: The Full List and What You Can Refuse (2026)

Quick Answer Beyond rent, deposit, and key money, Japanese rental contracts commonly add: guarantor fee (50–100% of rent), lock exchange (¥15,000–25,000), fire insurance (¥15,000–20,000/2yr), “24-hour support” (¥15,000–20,000/2yr — often refusable), disinfection fee (¥10,000–20,000 — usually refusable), renewal fee every 2 years (1 month’s rent), and a move-out cleaning fee. Ask for the full 見積もり (itemized quote) before applying and challenge the optional lines. The listing said ¥80,000 a month. The agent’s quote says your move-in total is ¥427,350, and half the line items are things you’ve never heard of — 安心サポート? 消毒施工料? You don’t know which numbers are real, which are padding, and which you’re allowed to question. ...

July 5, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

No Key Money Apartments in Japan: How to Find Zero-Zero Properties (2026)

Quick Answer Zero-zero (ゼロゼロ) apartments charge no key money (礼金) and no deposit (敷金). Find them by filtering 礼金なし on SUUMO/Homes, checking UR Housing (never charges key money), or using share houses. Trade-offs to check: higher rent, cleaning fees due at move-out instead, and lock-in clauses with penalties for leaving within 1–2 years. Key money (礼金, reikin) is the fee that shocks every foreigner: one or two months’ rent, paid to the landlord as a “thank you,” never returned. Add a deposit, agency fee, and guarantor fee, and a ¥80,000 apartment costs ¥400,000+ before you get the keys. ...

July 5, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

Guarantor (Hoshounin) in Japan: What It Is and How Foreigners Can Rent Without One (2026)

Quick Answer Japan’s guarantor (保証人, hoshounin) system is a major barrier for foreigners who have no Japanese contacts. The good news: rent guarantor companies (家賃保証会社) replace the personal guarantor — you pay 0.5–1 month’s rent upfront (+ annual renewal fee), and they guarantee your rent instead. UR Housing requires no guarantor or deposit. Share houses (like Oak House or Village House) also skip the guarantor system entirely. You found a great apartment in Japan. The landlord said yes. Then the real estate agent asks: “Do you have a Japanese guarantor?” ...

May 25, 2026 · 8 min · Expat Japan Team
Expat Japan Guide

Home and Renters Insurance in Japan for Foreigners (2026)

Renters insurance in Japan is cheap, often required by landlords, and covers more than most tenants realize. Skipping it is a false economy. Here’s what renters insurance covers in Japan and how to get the right policy. Why Is Insurance Required? Japanese landlords require tenants to hold fire insurance to cover: Damage to the apartment caused by fire, water leaks, and accidents Liability if your fire or water leak damages a neighbor’s property Without insurance, you personally bear the full cost of these damages — which can reach millions of yen. ...

May 25, 2026 · 3 min · Expat Japan Team
Expat Japan Guide

Housing Costs in Japan by City: 2026 Rent Guide for Foreigners

Housing costs in Japan vary dramatically by city — and the gap is larger than most people moving here expect. Where you choose to live affects your entire financial picture. Here’s an honest, current comparison of rental costs across Japan’s major cities. Tokyo: Rent by Area Tokyo has enormous variation. Central areas cost 2–3x outer areas. Area 1K (studio) 1LDK 2LDK Minato, Shibuya, Shinjuku ¥120,000–200,000 ¥200,000–350,000 ¥300,000+ Shibuya adjacent (Nakameguro, Ebisu) ¥100,000–160,000 ¥180,000–280,000 ¥250,000–400,000 Popular mid-range (Shimokitazawa, Koenji) ¥70,000–110,000 ¥130,000–200,000 ¥180,000–280,000 Outer areas (Tachikawa, Hachioji) ¥50,000–80,000 ¥90,000–140,000 ¥130,000–180,000 Note: 1K = studio with kitchen, 1LDK = 1 bedroom + living/dining/kitchen, 2LDK = 2 bedrooms + LDK ...

May 25, 2026 · 3 min · Expat Japan Team
Expat Japan Guide

How to Rent an Apartment in Japan as a Foreigner (2026)

Japan’s rental market has some of the most unique requirements in the world — guarantors, agency fees, key money, and landlords who sometimes decline foreign applicants. Understanding the system gives you a real edge. Here’s a practical guide to renting in Japan as a foreigner. Overview of the Process Search for apartments online or through an agent Visit properties with a real estate agent (fudōsan-ya) Apply — submit documents and get screened Sign the contract and pay upfront costs Move in Where to Search Site Language Notes Suumo (suumo.jp) Japanese Largest listing site in Japan Homes (homes.co.jp) Japanese Also very large GaijinPot Apartments English Foreigner-friendly, bilingual support Sakura House English Share houses and apartments, no key money Tokyo Apartments English Tokyo-focused, English support UR Rental Housing Japanese/partial English Government housing, no key money, no guarantor Tip: UR (都市再生機構) apartments are excellent for foreigners — no key money, no agency fee, no guarantor needed. Downsides: older buildings, limited availability in central areas. ...

May 25, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

How to Search for Apartments in Japan: SUUMO, Homes.jp, GaijinPot Housing (2026)

What you'll learn in this guide The main apartment search platforms in Japan — and which ones foreigners can actually use How to read Japanese apartment listings without fluent Japanese What “foreigner OK” (外国人可) means and how to find these listings GaijinPot Housing, UR Housing, and share house platforms explained How to contact landlords and schedule viewings as a foreigner Quick Answer The main apartment search websites in Japan are SUUMO, Homes.jp, and AtHome. These are in Japanese but Chrome’s auto-translate makes them navigable. For English-language platforms, GaijinPot Housing and Sakura House are the most foreigner-accessible. UR Housing offers guarantor-free, no-key-money apartments through a Japanese government website. ...

May 25, 2026 · 7 min · Expat Japan Team
Expat Japan Guide

Japanese Apartment Rules Foreigners Need to Know (2026)

Japanese apartments come with a detailed set of rules — some written into your contract, some just understood. Break them unknowingly and you risk losing your deposit or your lease. Here’s what the rules actually cover and how to stay on the right side of them. Noise Rules Noise is the number one cause of neighbor complaints in Japanese apartments. Quiet Hours Most buildings have quiet hours: 10pm–8am (or similar) Some specify stricter rules: after 9pm in older buildings Common Noise Violations Running and stomping — sound travels dramatically through thin Japanese floors Vacuuming before 9am or after 9pm Playing music without headphones Loud phone calls (heard through walls) Washing machine after 9–10pm — many lease rules specifically mention this TV/game audio at high volume in evenings Floors Ground floor is ideal if you have children or are naturally loud. If you’re on upper floors, buy a 防音マット (soundproof mat) — essential for protecting your deposit and your relationship with downstairs neighbors. ...

May 25, 2026 · 3 min · Expat Japan Team