Expat Japan Guide

ATM Guide for Foreigners in Japan (2025) — Which ATMs Accept Foreign Cards

Japan is still a cash-heavy country, and finding an ATM that actually accepts your foreign card is not as simple as it sounds. The wrong ATM will decline you at the most inconvenient moment. Here’s exactly which ATMs work for foreigners and how to use them. Which ATMs Accept Foreign Cards? ✅ 7-Eleven ATMs (Seven Bank) — Best Option Seven Bank ATMs are the most foreigner-friendly in Japan. Accept: Visa, Mastercard, American Express, UnionPay, and most international cards Languages: English, Chinese, Korean, and more Available: 24/7 at most 7-Eleven stores (27,000+ locations nationwide) Withdrawal limit: ¥50,000 per transaction, ¥300,000 per day Fee: ¥110–220 per transaction (charged by Seven Bank) plus any fee from your home bank Seven Bank ATMs are found in 7-Eleven convenience stores and at some Ito-Yokado, Sogo, and Seibu department stores. ...

May 25, 2026 · 3 min · Expat Japan Team
Expat Japan Guide

Japan's Cash Society: How to Navigate a Country That Still Loves Physical Money

Quick Answer Japan is one of the most cash-dependent developed countries in the world, though this is changing quickly. Many small restaurants, local shops, temples, and some clinics are cash-only. Always carry ¥5,000–10,000 in cash. Best ATM for foreign cards: 7-Bank (inside 7-Eleven), available 24/7. For residents, a Japan Post Bank or Rakuten Bank account with a Visa debit eliminates most daily cash friction. PayPay (QR code payment app) is increasingly accepted where cards are not. ...

May 24, 2026 · 4 min · Expat Japan Team