Home and Renters Insurance in Japan for Foreigners (2025)
Renters insurance in Japan is cheap, often required by landlords, and covers more than most tenants realize. Skipping it is a false economy. Here’s what renters insurance covers in Japan and how to get the right policy. Why Is Insurance Required? Japanese landlords require tenants to hold fire insurance to cover: Damage to the apartment caused by fire, water leaks, and accidents Liability if your fire or water leak damages a neighbor’s property Without insurance, you personally bear the full cost of these damages — which can reach millions of yen. ...