Best Savings Accounts in Japan for Foreigners (2025): Highest Interest Rates Compared
What you'll learn in this guide Which Japanese savings accounts pay the highest interest in 2025 Which accounts foreigners can actually open (eligibility by visa type) How Japanese bank interest rates compare to your home country Step-by-step process for opening each account How to transfer savings abroad efficiently using Wise Japan’s interest rates have been near zero for decades — but 2024–2025 brought a significant shift. The Bank of Japan raised rates for the first time since 2007, and savings account rates are now meaningfully above zero. If you’re keeping yen in a Japanese account, choosing the right bank matters more than it did a few years ago. ...