Sending Money from Japan Overseas: Cheapest Options (2025)
Sending money overseas from Japan is something most foreigners do regularly — and most of them are overpaying on fees and exchange rates. The best services for international transfers from Japan can save you significant money each year. Here’s how to compare your options. Quick Comparison Service Fee (¥100,000 transfer) Speed Best For Wise ~¥400–600 1–2 days Most people, most currencies SBI Remit ¥0–500 1–3 days Philippines, China, specific corridors Japan Post ¥2,500 3–5 days Simple, accessible Megabank SWIFT ¥2,000–4,000 + rate spread 3–5 days Avoid Revolut Low fees, limits apply 1–2 days Multi-currency users Wise — Best for Most People Wise (formerly TransferWise) consistently offers the best exchange rates and transparent fees for international transfers. ...