Japan Post Bank (ゆうちょ銀行) Guide for Foreigners (2025)
Japan Post Bank (ゆうちょ銀行, Yucho Ginko) is operated by Japan Post and is one of the most widely accessible banks in Japan — with branches and ATMs at every post office nationwide. For many foreigners, it’s one of the easier banks to open an account with. Why Yucho for Foreigners? Extensive network: ATMs at 24,000+ post offices nationwide — including rural areas where other banks don’t reach Relatively foreigner-friendly: More accessible than major megabanks for new residents 7-Eleven ATMs: Yucho cards work at all 7-Eleven ATMs International remittance: Direct overseas wire services (international remittance) No monthly fee: Free to maintain Account Types Account Japanese Description Regular savings 通常貯金 Standard account — what most people open Fixed deposit 定期貯金 Time deposits with slightly better rates Savings with standing orders 振替口座 For businesses and regular payments Most foreigners open a 通常貯金 account. ...