Expat Japan Guide

Key Money in Japan (礼金): What It Is and Why You're Paying It

Quick Answer Key money (礼金, reikin) is a non-refundable payment of 1–2 months’ rent made directly to the landlord when signing a Japanese lease. It is not a deposit — you get nothing back. Combined with security deposit (敷金), agency fee (仲介手数料), and guarantor insurance, move-in costs in Japan typically reach 4–6 months’ rent before you spend a yen on furniture. Key money has no legal requirement — many apartments, especially newer ones and UR housing, no longer charge it. ...

May 24, 2026 · 4 min · Expat Japan Team
Expat Japan Guide

The True Cost of Your First Year in Japan: What Nobody Warns You About

Quick Answer Your first year in Japan will cost significantly more than your monthly salary calculations suggest. Major unexpected costs: apartment move-in fees (4–6x monthly rent upfront), National Health Insurance back-payments if you enroll late, residence tax bills in year two (based on year one income), pension contributions starting month one, and a second security deposit when you eventually move apartments. Budget at minimum ¥1.5–2M in non-recurring first-year costs beyond your regular living expenses. ...

May 24, 2026 · 5 min · Expat Japan Team