Japanese Hanko (Personal Seal) Guide for Foreigners (2025)
A hanko (判子) is a personal stamp used in Japan instead of (or alongside) a signature. As a foreigner, you’ll encounter hanko requirements for bank accounts, apartment leases, and official documents — but the rules have relaxed significantly in recent years. Types of Hanko Type Japanese Use Jitsu-in 実印 Officially registered seal — required for big transactions (property, car, large loans) Ginko-in 銀行印 Bank seal — registered with your bank Mitome-in 認印 Everyday seal — for deliveries, work documents, minor forms Do Foreigners Need a Hanko? For most everyday needs: No. Since Japan’s 2021 digital reform push, many procedures now accept signatures instead. ...