Japan Post Bank (ゆうちょ銀行) Guide for Foreigners (2025)
Japan Post Bank — JP Bank — is one of the easiest bank accounts for foreigners to open in Japan. No complex requirements, nationwide ATM access, and international transfers supported. Here’s everything you need to know to open and use an account. Why Yucho for Foreigners? Extensive network: ATMs at 24,000+ post offices nationwide — including rural areas where other banks don’t reach Relatively foreigner-friendly: More accessible than major megabanks for new residents 7-Eleven ATMs: Yucho cards work at all 7-Eleven ATMs International remittance: Direct overseas wire services (international remittance) No monthly fee: Free to maintain Account Types Account Japanese Description Regular savings 通常貯金 Standard account — what most people open Fixed deposit 定期貯金 Time deposits with slightly better rates Savings with standing orders 振替口座 For businesses and regular payments Most foreigners open a 通常貯金 account. ...